Are you searching for car insurance in Colorado? We have a solution right here for you. So read our article to learn the best Car Insurance Quotes in Colorado.
Obviously, car insurance is very necessary for every wise driver. There are plenty of risks on the road and you might fail to coordinate with your fellow drivers to avert them. That is why it is important to have car insurance to protect you from these risks in the event that the happen.
With this in mind, we have carefully researched Car insurance quotes in Colorado. From the best car insurance quotes to the best car insurance providers, you will learn all you need to know to pick the best car insurance package for you.
About Car Insurance Quotes Colorado
Above all, it is important to know that driving without car insurance in the State of Colorado is illegal. In fact, the penalties if you are caught doing so range from $500 fines to having your license suspended. Even more, you may have to serve several hours of community service.
Furthermore, your car insurance policy has to cover: bodily injury, property damage, uninsured motorist bodily injury, and medical payments.
So car insurance is absolutely necessary in Colorado but it can be quite a hassle for one to find good car insurance quotes. A car insurance quote is an estimate for how much you will pay for an insurance policy. Different insurance companies use different heuristics to calculate it, so no two quotes will be the same.
Colorado Minimum Car Insurance Requirements
Also, Colorado’s laws require drivers to have liability coverage limits of at least:
- $25,000 in bodily injury per person
- $50,000 in total bodily injury per accident
- $15,000 in property damage per accident
The above is the minimum coverage that a Colorado driver is expected to have.
While searching for car insurance quotes in Colorado, we picked those with the lowest price with high quality. We discuss them in the next section.
Best Colorado Car Insurance Quotes
So now, we will list some of the best insurance quotes in Colorado. These are also some of the cheapest and highest quality insurance policies.
Firstly, it is important you know that the average car insurance cost in Colorado is $2, 019 annually for full coverage. That makes Colorado one of the most expensive states when it comes ton the cost ofd insurane
So below are the companies offering the best car insurance quotes in Colorado:
Geico is an insurance company with a reputation for offering low premiums to customers. Similarly, Geico’s insurance policies in Colorado has great discounts. It’s average annual premium for full coverage is $1,051. That is close to 50 percent of the average price in Colorado, which is a really great bargain.
In addition, they have a mobile app and online portal to help in dealing with their customers in Colorado.
State Farmer is the largest automobile vehicle insurer in the US. Straightaway, the insurance quote from Stare Farm has an average cost of $1,518. In similar fashion to Geico, it also has a mobile app and online web services to help connect with customers.
Allstate is another vehicle insurer offering insurance policies in Colorado. Its average annual premium for full coverage is $2.438. In addition, it also has numerous add-ions available to their customers for them to attach to their existing policy. Many companies do not do this and as such, it sets Allstate apart from the others.
Progressive is an insurance company that is often ranked as best for drivers with a DUI and other traffic infractions. Further, it offers a variety of discounts on its policy. Progressive encourages its customers to get better savings and protection by bundling their home and auto insurance policies.
So if you buy different Progressive insurance policies in addition to your auto insurance policies, you can get greater value.
Choosing the right car insurance company
While it might be tempting to pick the cheapest company available, it is not necessarily the best action to take. The companies we have listed are some of the best operating in auto insurance presently. Even if you can find cheaper quotes elsewhere, you should be careful to choose one of those we listed.
That is because buying a policy with a cheaper quote might disadvantage you when you have to make a claim. Whenever you do so, you might find the coverage is not enough to handle your predicament. This is why it is wise to stick with those we listed.
Geico clearly comes out on top. It has great reviews coupled with the great discounts it offers. So if you live in Colorado, Geico is very likely the provider you need.
Of course, you should do more research and consult with others before making your decision. So if you have any questions, feel free to drop a comment below.